Salam,
Consider to buy any house?
Click those sizzling hot links I've searched:
1. Step by step on how documents will be settled:
Loan disbursement - legal process, for sub sale
2. Issues bout Lock-in Period; bermaksud tempoh dimana ko kene bayar pinjaman within that time. let say tetibe ko nak setel full payment bwh 5years, tp bank da awal2 kate penalti kne byr gak 3% kalo byr full under 5years. gitu. tak paham? bace link aku embed ni: (siap ade diagram flow-chart lagi ok bagi visual learners mcm aku yg bapak pening kalo read words only nih! huh!)
Beware of the Lock-in Period of your Home Loan Offer Letter
bagus link atas ni sebab die soh kite beware ok, waima skangni actually Bank Negara Malaysia(BNM) da tetapkan bank xleh wat lock-in period utk both islamic and conventional loan. sumber aku takde, korang cer try google. btw, leh bace gak link bawah ni aku jumpe:
3. Pembiayaian Rumah Islamic: arahan terbaru dari Bank Negara
ok, esok sambung lagi insyaAllah..nak lelap dulu..tata alls..salam.
2 comments:
Ainnn..nk tips lagi?hhe..wani pn tgh study2 pasal home loan ni...yang skim runah pertama tu pulak cane ek...cmna nk tawu berapa kita bole buat home loan...kena g bank tnya khidmat nasihat diorang ek?
Sbb nk tengok rumah dgn harga yg berpatutan jugak kan...sebab tup2 klau bank tak lepas...camna nak beli...pastu pulak klau tak g booking umah yg nak tu..nantu melepas pulak kan...haihhh...wani pn pening gak duk pikir2 menda ni...
*byk pulak soklan ni
ya Allah baru pasan komen wani ni. hehe sory2.
yg skim rumah pertamaku tu applied kat private sector je, kite yg gomen ni tak dpt. u should try wani! :) boleh google website die ade penerangan kan :)
better jugak tnye org kt bank or org yg in charge utk skim rumah pertamaku tu, how was it.
booking pon 1 hal gak wani, byr large amount, tp kalo taknak nnti burn pulak booking fee tu. huhu. kene careful n do more homework kan. :)
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